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University of Burgundy

HEALTH


Health insurance


Having health coverage is absolutely essential in France, whether you are a PhD student, a researcher, an employee, or an invited staff member. The national policy is called Assurance maladie (health insurance), and it allows everyone to access health care according to their needs, no matter their age or level of income.

Health insurance covers a large part of any health care costs that you may have to pay.

 

If you are a national of a country belonging to the European Union, the European Economic Area or Switzerland, consider getting a European Health Insurance Card (EHIC) from your home country.

  • Possession of this card will allow you to claim back any health costs you may acquire while in France, and will also allow you to stay attached to your own social security system.
  • Please be aware that the EHIC card is only valid for a certain period of time.
  • You must apply for the card in your own country as it is not something that you will automatically receive.


If you have the nationality of a country which DOES NOT belong to the European Union, the European Economic Area or Switzerland

  • Once your administrative registration at the French higher education establishment has taken place, you must apply online for a French general health insurance scheme at the etudiant-etranger.ameli.fr website. Read these instructions carefully on how to subscribe. The general health insurance scheme is completely free in France for students.

If you are registered as a student and will also be working during your studies, you will also be covered by the general health insurance scheme, but you will not be able to affiliate as a "student".


You must be registered with French health insurance (Assurance maladie) in order to be covered for health costs. The contribution is deducted automatically from your salary.

You have a visa or a residence permit Salarié / Travailleur temporaire (Employee/Temporary Worker)

For paid employees working at the University of Burgundy and living in the Côte d'Or, your registration must be completed at the Mutuelle générale de l'éducation nationale - MGEN (General National Education Cooperation). If you are working and living outside of Côte-d'Or you must register with the CPAM of your location.

  • MGEN of Côte-d'Or, 15 Boulevard de Brosses, 21000 DIJON, www.mgen.fr
  • CPAM of Nièvre, 50 rue Paul Vaillant-Couturier, 58000 NEVERS, www.ameli.fr
  • CPAM of Saône and Loire, 4 Avenue de Verdun, 71200 LE CREUSOT, www.ameli.fr
  • CPAM of Yonne, 1 Rue du Moulin, 89000 AUXERRE, www.ameli.fr

 

You have a visa or a residence permit Passeport Talents – chercheur (talent passport - researcher)

For employees of the University of Burgundy holding a residence permit (visa or carte de séjour) Passeport Talents - chercheur, affiliation must be made with the Caisse primaire d'assurance maladie (CPAM) in Paris (which centralises all applications for researchers).

  • Assurance maladie de Paris
    SRI/talents, 75948 PARIS Cedex 19
    www.ameli.fr


If you have the nationality of a country belonging to the European Union, the European Economic Area or Switzerland, think about getting a European Health Insurance Card (EHIC) from your own country.

  • Possession of this card will allow you to claim back any health costs which you may acquire while in France, and will also allow you to stay attached to your own social security system.
  • Please be aware that the EHIC card is only valid for a certain period of time.
  • You must apply for the card in your own country as it is not something that you will automatically receive.

 

If you have the nationality of a country which DOES NOT belong to the European Union, the European Economic Area or Switzerland there are several possibilities:

  • Private insurance from your own country: if you are coming to France for a short or long stay, register for a private health insurance policy in your current place of residence (before you enter France) that will protect you for the duration of your stay. Make sure you ask your insurance company for a certificate stating that you have complete insurance and therefore do not need other health insurance once you arrive in France. Travel or tourism insurance is often insufficient as it often only covers hospital costs. For example, under these policies you are not covered for visits to the doctor.
  • The Protection universelle maladie - Puma (Universal health protection) can cover care costs (in case of illness or maternity). The application must be completed at the Caisse primaire d'assurance maladie - CPAM where you live, and only once you have lived there for 3 months.
  • Bilateral conventions with France: there are certain countries with which France has mutual bilateral agreements and if you come from one of these countries you will remain attached to your home country's health system and therefore you will benefit from a reimbursement of your medical costs in France.
    • Take a look at the Centre des Liaisons Européennes et Internationales de Sécurité Sociale - CLEISS (Centre of european and international liaisons of social security) website in order to find the list of countries which have bilateral agreements with France.
    • Find out from your own social protection system if this bilateral agreement includes health insurance and accidents. If so, check exactly what the conditions are.
    • If you are able to benefit from this programme find out whether you can have a certificate from your own medical insurance to prove your affiliation.



Complementary health insurance

Health insurance, which is linked with social security, will only partially reimburse your health expenses. An additional health insurance, called a mutuelle, can help you cover the costs and fees that are left up to you.

Some options:

  • Company health insurance policies: certain companies and organisations choose to take out a company policy and therefore all employees wishing to take out a complementary insurance policy are obliged to take out the complementary health insurance chosen by their employer. The company can help to cover the costs either completely or partially. At the end of your contract you can keep this health policy under certain conditions. For more information contact human resources at the company where you work.
  • If you have low income you can potentially apply for Complémentaire santé solidaire (CSS) (free complimentary solidarity healthcare). Your eligibility will depend on several factors: your income, age, you must reside in France... To apply you must fill in demand at Ameli website or send it by mail to Caisse nationale d'assurance maladie - CNAM (National Health Insurance Fund).
  • Additional health insurance of your choice: if you do not have to register with your company's additional insurance, you can chose a mutuelle of your choice. There are many organisations who propose this type of additional health insurance.

Having complementary health insurance is mandatory for all researchers having contract of employment in France. This insurance is not mandatory for PhD students and for researchers without contract of employment but it is strongly recommended.

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  • Nawal MOUNIR

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    + 33 (0)3 80 39 37 62

    University of Burgundy
    International Office
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